Does bailiff action affect your credit rating?

- No it doesn't.

If the debt being recovered by bailiffs are council tax, NDR, parking and motoring fines, or court fines then it does not affect your credit rating.

A credit score is an assessment of your ability to repay money you borrowed, in other words, credit.

You don't need to fill in long complex forms or sign up for introductory contracts with credit agencies that are hard to cancel.

Get a statutory credit report for £2 without having to give your life history.