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What is a "walking-possession" agreement?

 

These are now called "Controlled Goods Agreements".

 

They are regulated by Regulation 6 and Regulation 7 of the Taking Control of Goods Regulations 2013. see: Controlled Goods Agreements.

Bailiffs sometimes incorrectly believe an unsigned Regulation 15 Controlled Goods Agreement is a valid means of taking control of goods. This is not true. If the bailiff leaves you with the goods and the unsigned document, then it is called an abandoned levy

Another person cannot sign a walking-possession agreement on your behalf unless they act for you as your attorney under the Mental Capacity Act 2005 or as your deputy granted by the Court of Protection.

If the bailiff fails to make it clear that you are passing legal title to your goods as a security for the debt when you sign the agreement then the agreement may not be valid under common law because a person signing a contract must understand and approve the contract terms when signing it.

 

If the goods are taken by an High Court Enforcement Officer then the owner of the goods recovers them by making a claim against the CREDITOR as defendant in the county court using a Form N1 and if applicable a Form EX160a. This is because paragraph 7 of the Taking Control of Goods: National Standards 2014 says creditors are responsible and accountable for the enforcement agents acting on their behalf.